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Resolved: Is for-profit Medical Insurance Necessarily More Expensive to Society than Socialized Medical Insurance?

1AC

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It seems it must be, logically. Bureaucracy is bureaucracy, whether business or government. And with government, there is only one bureaucracy and one raft of expenses serving one enormous risk pool. With private insurance, a dozen bureaucracies compete, each with its own redundant raft of expenses. It seems impossible that kind of duplication of expenses is not more costly than socialized insurance - and the proof is in the pudding. Medicare's administration costs are a mere fraction of the costs of private insurance companies. The last figure I saw was 2% vs. 18%, if memory serves.

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