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How private insurance screws Americans

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I was in an accident and ended up in the hospital with a cast I'm already almost $100k in debt (mainly student loans) and have over $35k in medical bills so far and won't be able to work for at least three months. 


I got got charged for the ambulance, which took me to an out of network hospital- not of my own choosing, so my insurance won't cover necessary medical care because it's out if network 

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When you make out your insurance, you need to be careful. Before insuring your health, you had to discuss your requirements in detail. There are also terrible insurance companies that love to cheat on money. Once an insurance company tried to cheat my friend. It's a good thing that his lawyer noticed something was wrong, and they refused the services of the insurance company. My friend changed his mind about taking out health insurance in general, but I told him about the benefits of health insurance. After my words, he changed his mind.

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