Jump to content
personreal

So, You Say You Want Government Run Healthcare?

Recommended Posts

The National Health Service (NHS)

is the publicly funded national healthcare system for England.

It is the largest and the oldest single-payer healthcare system in the world.

 

 

Ouch! The shocking rise of DIY dentistry in Great Britain:

Sales of ‘do your own fillings’ kits are soaring, but there’s a painful price

  • Tamara Daniel filed down her own chipped tooth with a metal nail file
  • Tim Pickering extracted his decayed tooth with pliers from a bike tool kit
  • Alistair Pulling used superglue to stick a homemade crown onto his tooth

"Almost half of us haven’t seen a dentist in the past two years, with many deciding instead to carry out complex, risky and unorthodox dental work, such as improvised fillings, themselves."

 

tooth-extraction-orange-county-tips1.jpg

 

Great Britain has Single-Payer, Right?

Know what their #1 over-the-counter remedy is?

Home Teeth-pulling Kits.

 

jKxtWxN.jpg

 

 

SnapGalleries180311-620x414.jpg

 

 

7 minutes ago, Phoenix68 said:

 

tumblr_ltdjn8vtcg1qii6tmo1_250.gif

 

Share this post


Link to post
Share on other sites

It is not that complex. When the price paid by an individual (not the actual cost) goes down, demand goes up. Health care is one that we economists call a "bad". Meaning that most rational people try to avoid it. Increase their incomes and health care spending per capita does not go up. To connect it, if it is free or lower cost one is going to see people using the service that would not have before simply because it is so cheap. They will use the service not because they actually need it but because if it is free then why not (that is the thinking). 

Share this post


Link to post
Share on other sites
6 hours ago, slideman said:

Both those statements are outright lies

You're right. The fraud comment was from a fee years ago. I'm sure it's closer to 80 billion a year by now. 

Share this post


Link to post
Share on other sites
3 hours ago, RollingRock said:

I couldn't read the article as it requires a subscription but did look into the study.

 

Read up on it here:https://www.commondreams.org/news/2018/07/30/koch-funded-hit-piece-backfires-shows-medicare-all-would-save-300-billion-over-ten 

 

It appears to me that Bernie and AOC. cherry picked some information from the study. And that is what the fact checkers have found:

 

"We take no position on “Medicare-for-all” and we can’t say if Blahous’ study is or is not influenced by donors to the Mercatus Center. But we can say that Sanders and Ocasio-Cortez are misrepresenting the study’s conclusions".

 

Found this from the author of the study:

 

Blahous, July 2018: t is not precisely predictable how hospitals, physicians, and other healthcare providers would respond to a dramatic reduction in their reimbursements under M4A, well below their costs of care for all categories of patients combined. The Centers for Medicare and Medicaid Services (CMS) Office of the Actuary has projected that even upholding current-law reimbursement rates for treating Medicare beneficiaries alone would cause nearly half of all hospitals to have negative total facility margins by 2040. The same study found that by 2019, over 80 percent of hospitals will lose money treating Medicare patients — a situation M4A would extend, to a first approximation, to all US patients. Perhaps some facilities and physicians would be able to generate heretofore unachieved cost savings that would enable their continued functioning without significant disruptions. However, at least some undoubtedly would not, thereby reducing the supply of healthcare services at the same time M4A sharply increases healthcare demand. It is impossible to say precisely how much the confluence of these factors would reduce individuals’ timely access to healthcare services, but some such access problems almost certainly must arise.

Anticipating these difficulties, some other studies have assumed that M4A payment rates must exceed current-law Medicare payment rates to avoid sending facilities into deficit on average or to avoid triggering unacceptable reductions in the provision and quality of healthcare services. These alternative payment rate assumptions substantially increase the total projected costs of M4A.

 

 

I get a little nervous when government shows up and says "we are here to help"!

 

 

Share this post


Link to post
Share on other sites
On 2/13/2020 at 5:15 PM, merrill said:

USA Single Payer vs Canadian system are two very different animals.  USA single payer will never be a Canadian clone . Nor will the USA Single Payer System be a British clone. Nor will it be a German clone.

 

On 2/13/2020 at 5:15 PM, merrill said:

Reinventing the wheel is wasteful and expensive. Using a Medicare template is extremely efficient, smart and practical as it saves big big big health care dollars.

 

Only profiteers want to keep the current system and they are really dumb about Single Payer Insurance. And they lie a lot.

 

There is no government health care included in Single Payer Insurance. The current health care providers will still be around and everyone will be able 

to choose who and where which would be new and more convenient UNLIKE the current insurance system. 

 

Oh yeah the deductibles and co-pays would be tossed in the trash.

 

How can anyone feel sorry for the doctors and price gouging HMO's ?  If doctors salaries are cut in half they will not starve and will only be able to own 5 corvettes instead of 10.

Share this post


Link to post
Share on other sites
1 minute ago, merrill said:

 

Only profiteers want to keep the current system and they are really dumb about Single Payer Insurance. And they lie a lot.

 

There is no government health care included in Single Payer Insurance. The current health care providers will still be around and everyone will be able 

to choose who and where which would be new and more convenient UNLIKE the current insurance system. 

 

Oh yeah the deductibles and co-pays would be tossed in the trash.

 

How can anyone feel sorry for the doctors and price gouging HMO's ?  If doctors salaries are cut in half they will not starve and will only be able to own 5 corvettes instead of 10.

 

- Top 3% of U.S. Taxpayers Paid Majority of Income Tax in 2016 -

And, Along With the Other 47% (Adult America)

  President Donald Trump is Giving Us a Tax Cut.

 

  • The top 1 percent paid a greater share of individual income taxes (37.3 percent) than the bottom 90 percent combined (30.5 percent).
  • The top 50 percent of all taxpayers paid 97 percent of total individual income taxes.
  •   Ass-douche Self-entitled Adolescent Socialist Malcontents paid a whopping 3 percent of total individual income taxes.
  • Lootin' Democrat National Socialist Vote-Plantation n!ggers paid... nothing. (00.0 percent)

 

760x-1.png

 

 

So WTF is Federal "Health" and "Income Security"...?

...to the tune of $840 Billion...?

(112% of the Deficit)

 

- Democrat National Socialism -

(Medicaid/Food Stamps/EBT/Section-8/Etc...)

 

199498_757progressives2.jpg

 

Share this post


Link to post
Share on other sites

   Paying More, Getting Less/ How much is the sick  U.S. health care system  costing you?

  http://www.dollarsandsense.org/archives/2008/0508harrison.html

 

5 common fears about health insurance reform

  http://www.consumerreports.org/cro/magazine-archive/august-2009/viewpoint/5-common-fears-about-health-reform/reform-5-common-fears.htm

 

        * Senate Report Finds Insurers Wrongfully Charged Consumers Billions

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401636.html

 

          *Special Interest Funds,Lack of Disclosure & Legislative Conflicts of Interest

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/12/AR2009061204075.html

 

* 50% of Bankruptcy Cases filed by the insured due to medical care

" http://www.consumeraffairs.com/news04/2005/bankruptcy_study.html#ixzz0IQKZLHHh&C

 

* Current White Collar Crime/Medicare Fraud Indictments

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401906.html

 

Polls favor medical insurance reform with impressive numbers :

http://www.huffingtonpost.com/sarah-van-gelder/what-americans-want-natio_b_110830.html

Share this post


Link to post
Share on other sites

Doctors for Single Payer(HR 676)

http://www.pnhp.org/

 

Unions for HR 676

http://unionsforsinglepayerhr676.org/union_endorsers

 

Organizations and Government Bodies Endorsing HR 676

http://www.pnhp.org/action/organizations_and_government_bodies_endorsing_hr_676.php

 

Health Care In the USA

http://www.dollarsandsense.org/healthcare.html

 

Consumer Reports On Health Care

http://blogs.consumerreports.org/health/health_reform/

Share this post


Link to post
Share on other sites
16 minutes ago, merrill said:

 

 

Only profiteers want to keep the current system and they are really dumb about Single Payer Insurance. And they lie a lot.

 

There is no government health care included in Single Payer Insurance. The current health care providers will still be around and everyone will be able 

to choose who and where which would be new and more convenient UNLIKE the current insurance system. 

 

Oh yeah the deductibles and co-pays would be tossed in the trash.

 

How can anyone feel sorry for the doctors and price gouging HMO's ?  If doctors salaries are cut in half they will not starve and will only be able to own 5 corvettes instead of 10.

 

https://www.healthcare-now.org/docs/spreport.pdf

Share this post


Link to post
Share on other sites
 
 

Single-Payer/Medicare for All

Proposed Reforms and “Public Option”

General

Everyone insured by a single, publicly-funded agency. Health services performed largely by private, non-profit providers who will remain independent from the government (16).

Individuals and employers must purchase insurance. A national “health exchange,” modest subsidies, and a weak “public option” starting in 2013. (17) Public option estimated to cover less than 4% of the population.(19)

Financing

Funded by: 1. existing federal and state funds dedicated to Medicare, Medicaid, SCHIP, VA, and public health programs; and 2. payroll taxes estimated at 4.5%-9% for employers and 2%-3.3% for employees. Medical bills are eliminated.

Financed by mandates on individuals and employers to purchase private health insurance. Penalty of either $1,000 (4), or 2.5% of your income (18) for being uninsured. May include additional taxes on health benefits (5), plus co-pays, deductibles, and premiums.

Universal Coverage

Guaranteed coverage for all residents from birth to death with comprehensive benefits (2).

Over 20 million will remain uninsured because of financial barriers to coverage (1). Coverage and carrier will likely change as people change jobs, become unemployed, etc. Disparities will still occur based on age and income.

What!s Covered?

Covers all medically necessary services, including primary care, inpatient care, outpatient care, emergency care, prescription drugs, durable medical equipment, long-term care, palliative care, mental health services, dentistry, eye care, chiropractic, and substance abuse treatment (2).

Nothing for those who remain uninsured. Proposed “public option” excludes many services, such as adult vision, dental, and long-term care (3).

Affordability

95% of Americans will pay less for healthcare, with no co-pays, deductibles or premiums (6). No more bankruptcies due to healthcare costs.

Expands Medicaid to families with incomes up to 133-150% of federal poverty level. Includes caps on out-of-pocket expenses (for covered services only), and subsidies to families with income up to four times the poverty level. Does not eliminate possibility of severe financial hardship.

Cost Controls

Saves over $400 billion a year by reducing administrative waste, global budgeting with hospitals and providers, and bulk purchase of drugs and medical supplies. (7)

With 1,300 insurers still in the mix, 30 cents of every dollar towards healthcare will still go to administrative costs, profits, and advertising (7).

Estimated to cost taxpayers at least $600 billion over 10 years (1) over and above current national health expenditures.

Similar legislation in Massachusetts promised savings, but healthcare costs continue to rise 10% a year (12).

Choice

Patients have their choice of physicians, providers, hospitals, clinics, and practices.

All medical decisions made only by the patient and his/her chosen healthcare professional.

People not eligible to choose “public option” will be forced to stay with their employer-provided insurance even if they don!t prefer it (11). Amount of coverage you are eligible for will be determined by your ability to pay.

Choices will be limited to “in-network” practitioners as they are today. Insurance companies will have a say in treatment (15). Affordability may force people to purchase limited coverage.

Equity

Same comprehensive coverage for everyone, regardless of age, income, health status, marital status, employment status, gender, race or location.

Most comprehensive coverage for those with ability to pay.

Feasibility

HR 676 has 86 cosponsors in the House as of 8/3/09 (8). Polls show 60% of Americans and 59% of physicians prefer a program similar to Medicare that covers everyone (9,10).

No bipartisan support for a “public option” (13). Powerful insurance companies will use their influence to stay in the mix (14).

Bottom Line

Simple, economical, and humane.

Does not solve our healthcare crisis.

Healthcare-NOW! - www.Healthcare-Now.org - info@healthcare-now.org - Progressive Democrats of America - www.PDAmerica.org

Share this post


Link to post
Share on other sites
Just now, merrill said:
 
 

Single-Payer/Medicare for All

Proposed Reforms and “Public Option”

General

Everyone insured by a single, publicly-funded agency. Health services performed largely by private, non-profit providers who will remain independent from the government (16).

Individuals and employers must purchase insurance. A national “health exchange,” modest subsidies, and a weak “public option” starting in 2013. (17) Public option estimated to cover less than 4% of the population.(19)

Financing

Funded by: 1. existing federal and state funds dedicated to Medicare, Medicaid, SCHIP, VA, and public health programs; and 2. payroll taxes estimated at 4.5%-9% for employers and 2%-3.3% for employees. Medical bills are eliminated.

Financed by mandates on individuals and employers to purchase private health insurance. Penalty of either $1,000 (4), or 2.5% of your income (18) for being uninsured. May include additional taxes on health benefits (5), plus co-pays, deductibles, and premiums.

Universal Coverage

Guaranteed coverage for all residents from birth to death with comprehensive benefits (2).

Over 20 million will remain uninsured because of financial barriers to coverage (1). Coverage and carrier will likely change as people change jobs, become unemployed, etc. Disparities will still occur based on age and income.

What!s Covered?

Covers all medically necessary services, including primary care, inpatient care, outpatient care, emergency care, prescription drugs, durable medical equipment, long-term care, palliative care, mental health services, dentistry, eye care, chiropractic, and substance abuse treatment (2).

Nothing for those who remain uninsured. Proposed “public option” excludes many services, such as adult vision, dental, and long-term care (3).

Affordability

95% of Americans will pay less for healthcare, with no co-pays, deductibles or premiums (6). No more bankruptcies due to healthcare costs.

Expands Medicaid to families with incomes up to 133-150% of federal poverty level. Includes caps on out-of-pocket expenses (for covered services only), and subsidies to families with income up to four times the poverty level. Does not eliminate possibility of severe financial hardship.

Cost Controls

Saves over $400 billion a year by reducing administrative waste, global budgeting with hospitals and providers, and bulk purchase of drugs and medical supplies. (7)

With 1,300 insurers still in the mix, 30 cents of every dollar towards healthcare will still go to administrative costs, profits, and advertising (7).

Estimated to cost taxpayers at least $600 billion over 10 years (1) over and above current national health expenditures.

Similar legislation in Massachusetts promised savings, but healthcare costs continue to rise 10% a year (12).

Choice

Patients have their choice of physicians, providers, hospitals, clinics, and practices.

All medical decisions made only by the patient and his/her chosen healthcare professional.

People not eligible to choose “public option” will be forced to stay with their employer-provided insurance even if they don!t prefer it (11). Amount of coverage you are eligible for will be determined by your ability to pay.

Choices will be limited to “in-network” practitioners as they are today. Insurance companies will have a say in treatment (15). Affordability may force people to purchase limited coverage.

Equity

Same comprehensive coverage for everyone, regardless of age, income, health status, marital status, employment status, gender, race or location.

Most comprehensive coverage for those with ability to pay.

Feasibility

HR 676 has 86 cosponsors in the House as of 8/3/09 (8). Polls show 60% of Americans and 59% of physicians prefer a program similar to Medicare that covers everyone (9,10).

No bipartisan support for a “public option” (13). Powerful insurance companies will use their influence to stay in the mix (14).

Bottom Line

Simple, economical, and humane.

Does not solve our healthcare crisis.

Healthcare-NOW! - www.Healthcare-Now.org - info@healthcare-now.org - Progressive Democrats of America - www.PDAmerica.org

Does not have a clue what made America great. ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^IT SURE AS HELL WAS NOT SOCIALISM!

Share this post


Link to post
Share on other sites
21 minutes ago, merrill said:
 
 

Single-Payer/Medicare for All

Proposed Reforms and “Public Option”

General

Everyone insured by a single, publicly-funded agency. Health services performed largely by private, non-profit providers who will remain independent from the government (16).

Individuals and employers must purchase insurance. A national “health exchange,” modest subsidies, and a weak “public option” starting in 2013. (17) Public option estimated to cover less than 4% of the population.(19)

Financing

Funded by: 1. existing federal and state funds dedicated to Medicare, Medicaid, SCHIP, VA, and public health programs; and 2. payroll taxes estimated at 4.5%-9% for employers and 2%-3.3% for employees. Medical bills are eliminated.

Financed by mandates on individuals and employers to purchase private health insurance. Penalty of either $1,000 (4), or 2.5% of your income (18) for being uninsured. May include additional taxes on health benefits (5), plus co-pays, deductibles, and premiums.

Universal Coverage

Guaranteed coverage for all residents from birth to death with comprehensive benefits (2).

Over 20 million will remain uninsured because of financial barriers to coverage (1). Coverage and carrier will likely change as people change jobs, become unemployed, etc. Disparities will still occur based on age and income.

What!s Covered?

Covers all medically necessary services, including primary care, inpatient care, outpatient care, emergency care, prescription drugs, durable medical equipment, long-term care, palliative care, mental health services, dentistry, eye care, chiropractic, and substance abuse treatment (2).

Nothing for those who remain uninsured. Proposed “public option” excludes many services, such as adult vision, dental, and long-term care (3).

Affordability

95% of Americans will pay less for healthcare, with no co-pays, deductibles or premiums (6). No more bankruptcies due to healthcare costs.

Expands Medicaid to families with incomes up to 133-150% of federal poverty level. Includes caps on out-of-pocket expenses (for covered services only), and subsidies to families with income up to four times the poverty level. Does not eliminate possibility of severe financial hardship.

Cost Controls

Saves over $400 billion a year by reducing administrative waste, global budgeting with hospitals and providers, and bulk purchase of drugs and medical supplies. (7)

With 1,300 insurers still in the mix, 30 cents of every dollar towards healthcare will still go to administrative costs, profits, and advertising (7).

Estimated to cost taxpayers at least $600 billion over 10 years (1) over and above current national health expenditures.

Similar legislation in Massachusetts promised savings, but healthcare costs continue to rise 10% a year (12).

Choice

Patients have their choice of physicians, providers, hospitals, clinics, and practices.

All medical decisions made only by the patient and his/her chosen healthcare professional.

People not eligible to choose “public option” will be forced to stay with their employer-provided insurance even if they don!t prefer it (11). Amount of coverage you are eligible for will be determined by your ability to pay.

Choices will be limited to “in-network” practitioners as they are today. Insurance companies will have a say in treatment (15). Affordability may force people to purchase limited coverage.

Equity

Same comprehensive coverage for everyone, regardless of age, income, health status, marital status, employment status, gender, race or location.

Most comprehensive coverage for those with ability to pay.

Feasibility

HR 676 has 86 cosponsors in the House as of 8/3/09 (8). Polls show 60% of Americans and 59% of physicians prefer a program similar to Medicare that covers everyone (9,10).

No bipartisan support for a “public option” (13). Powerful insurance companies will use their influence to stay in the mix (14).

Bottom Line

Simple, economical, and humane.

Does not solve our healthcare crisis.

Healthcare-NOW! - www.Healthcare-Now.org - info@healthcare-now.org - Progressive Democrats of America - www.PDAmerica.org

 

Corporate Socialism screws the lions share of the USA. How nice it would be to have a populist socialist for the people in the white house for a change.

 

Capitalism needs socialism to make capitalism work for everyone thus all of our wallets grow thus producing a robust self sustaining economy. 

Share this post


Link to post
Share on other sites
26 minutes ago, merrill said:

 

Corporate Socialism screws the lions share of the USA. How nice it would be to have a populist socialist for the people in the white house for a change.

 

Capitalism needs socialism to make capitalism work for everyone thus all of our wallets grow thus producing a robust self sustaining economy. 

 

Bullshit - Socialism needs Capitalism.

 

Who else has the Money...?

 

Ha!

 

- Top 3% of U.S. Taxpayers Paid Majority of Income Tax in 2016 -

And, Along With the Other 47% (Adult America)

  President Donald Trump is Giving Us a Tax Cut.

 

  • The top 1 percent paid a greater share of individual income taxes (37.3 percent) than the bottom 90 percent combined (30.5 percent).
  • The top 50 percent of all taxpayers paid 97 percent of total individual income taxes.
  •   Ass-douche Self-entitled Adolescent Socialist Malcontents paid a whopping 3 percent of total individual income taxes.
  • Lootin' Democrat National Socialist Vote-Plantation n!ggers paid... nothing. (00.0 percent)

 

760x-1.png

 

 

So WTF is Federal "Health" and "Income Security"...?

...to the tune of $840 Billion...?

(112% of the Deficit)

 

- Democrat National Socialism -

(Medicaid/Food Stamps/EBT/Section-8/Etc...)

 

199498_757progressives2.jpg

 

Share this post


Link to post
Share on other sites
On 2/13/2020 at 2:03 PM, JoeAverage said:

We also pay a lot better wages for healthcare professionals.

 

A senior Speech Language Pathologist in Stockholm Sweden makes $58k, is taxed at 30% and any additional wage increase is taxed at 55%.

 

The Wife makes double that and pays much less in taxes as a percentage.

 

It's just too effing funny thinking that our current private healthcare system will survive on Medicare reimbursement rates.

 

Go ahead, blow it up!

 

 

Comedy- Single payer would save tons of money for taxpayers. Dump truck loads -Current private healthcare  will no exist. Nor should it. There is no market controlling cost it's not capitalism. it is corporate control of the blind and stupid people needed to support their money grabbing waste,

Share this post


Link to post
Share on other sites

Dump this Blue devil idiot , Mr cut and paste of tons of propaganda that no one is stupid enough to read , not even people who are on the same side as him/ It is totally wasted space with his cartoons ,picture show and dumb cut and paste.

Share this post


Link to post
Share on other sites
52 minutes ago, merrill said:

 

Corporate Socialism screws the lions share of the USA. How nice it would be to have a populist socialist for the people in the white house for a change.

 

Capitalism needs socialism to make capitalism work for everyone thus all of our wallets grow thus producing a robust self sustaining economy. 

We are in no way socialist in this country, nor would anyone even suggest it. The only way it exist is if you make your own definition of socialism. Which isn't needed because there already is one. And that one says there is no socialism in this country.

Share this post


Link to post
Share on other sites
6 hours ago, jbander said:

Comedy- Single payer would save tons of money for taxpayers. Dump truck loads -Current private healthcare  will no exist. Nor should it. There is no market controlling cost it's not capitalism. it is corporate control of the blind and stupid people needed to support their money grabbing waste,

 

Single-Payer.  For MN Only.

We cut off all federal money to MN.   And then we see if MN can support themselves.  Including Single-Payer.

Cali is thinking about it.  It will be called "Cal-Med".  All homeless and all wetbacks will be included.  Aren't the 

strong, smart, Scandinavians in MN just a good as the Cali-boys?

 

OK, J-boy,

Do you like this game-plan?

Are you in or out?                             🍹

Share this post


Link to post
Share on other sites
On 2/13/2020 at 1:12 PM, slideman said:

We have healthcare for all above 65 now and it works great

 

 

So you HAVE medicare now??

 

No?? I thought as much!!!
 

Fact is, YOU are speaking from your ASS again and relying on what your MANIPULATORS AND PROPAGANDISTS ARE PUMPING UP YOUR ASS AGAIN!!!

 

Medicare DOES NOT pay for "everything" and fact is, it IS NOT COMPLETE COVERAGE!!! Never was. Never will be.

 

Now, you want to try again with some FACTS this time.

Share this post


Link to post
Share on other sites
14 hours ago, impartialobserver said:

Jacksonville-Peeping-Tom.jpg

It is not that complex. When the price paid by an individual (not the actual cost) goes down, demand goes up. Health care is one that we economists call a "bad".

 

 

 

Quote

 

relaxing-outside-smiley-emoticon.gif

......'Cause, you economists can't get any o' that extra/special/traditional care.....when everyone qualifies.....right??

 

Share this post


Link to post
Share on other sites
10 hours ago, jbander said:

Comedy- Single payer would save tons of money for taxpayers.

Not in my case:

Use it or lose it scenario:

Current 2020 healthcare premiums: ZERO DOLLARS/YEAR,,, A combination of a high deductible plan, HSA and a generous employer.

 

Bernie's 4% payroll tax plan: $7000/year.

10 hours ago, jbander said:

-Current private healthcare  will no exist. Nor should it.

Learn the difference between private insurance and private healthcare.

 

10 hours ago, jbander said:

There is no market controlling cost it's not capitalism.

LOL,  every single healthcare provider, clinic, hospital, surgery center, urgent care etc. etc. controls costs. It's called staying in business.

Share this post


Link to post
Share on other sites
12 hours ago, merrill said:
 
 

Single-Payer/Medicare for All

Proposed Reforms and “Public Option”

General

Everyone insured by a single, publicly-funded agency. Health services performed largely by private, non-profit providers who will remain independent from the government (16).

Individuals and employers must purchase insurance. A national “health exchange,” modest subsidies, and a weak “public option” starting in 2013. (17) Public option estimated to cover less than 4% of the population.(19)

Financing

Funded by: 1. existing federal and state funds dedicated to Medicare, Medicaid, SCHIP, VA, and public health programs; and 2. payroll taxes estimated at 4.5%-9% for employers and 2%-3.3% for employees. Medical bills are eliminated.

Financed by mandates on individuals and employers to purchase private health insurance. Penalty of either $1,000 (4), or 2.5% of your income (18) for being uninsured. May include additional taxes on health benefits (5), plus co-pays, deductibles, and premiums.

Universal Coverage

Guaranteed coverage for all residents from birth to death with comprehensive benefits (2).

Over 20 million will remain uninsured because of financial barriers to coverage (1). Coverage and carrier will likely change as people change jobs, become unemployed, etc. Disparities will still occur based on age and income.

What!s Covered?

Covers all medically necessary services, including primary care, inpatient care, outpatient care, emergency care, prescription drugs, durable medical equipment, long-term care, palliative care, mental health services, dentistry, eye care, chiropractic, and substance abuse treatment (2).

Nothing for those who remain uninsured. Proposed “public option” excludes many services, such as adult vision, dental, and long-term care (3).

Affordability

95% of Americans will pay less for healthcare, with no co-pays, deductibles or premiums (6). No more bankruptcies due to healthcare costs.

Expands Medicaid to families with incomes up to 133-150% of federal poverty level. Includes caps on out-of-pocket expenses (for covered services only), and subsidies to families with income up to four times the poverty level. Does not eliminate possibility of severe financial hardship.

Cost Controls

Saves over $400 billion a year by reducing administrative waste, global budgeting with hospitals and providers, and bulk purchase of drugs and medical supplies. (7)

With 1,300 insurers still in the mix, 30 cents of every dollar towards healthcare will still go to administrative costs, profits, and advertising (7).

Estimated to cost taxpayers at least $600 billion over 10 years (1) over and above current national health expenditures.

Similar legislation in Massachusetts promised savings, but healthcare costs continue to rise 10% a year (12).

Choice

Patients have their choice of physicians, providers, hospitals, clinics, and practices.

All medical decisions made only by the patient and his/her chosen healthcare professional.

People not eligible to choose “public option” will be forced to stay with their employer-provided insurance even if they don!t prefer it (11). Amount of coverage you are eligible for will be determined by your ability to pay.

Choices will be limited to “in-network” practitioners as they are today. Insurance companies will have a say in treatment (15). Affordability may force people to purchase limited coverage.

Equity

Same comprehensive coverage for everyone, regardless of age, income, health status, marital status, employment status, gender, race or location.

Most comprehensive coverage for those with ability to pay.

Feasibility

HR 676 has 86 cosponsors in the House as of 8/3/09 (8). Polls show 60% of Americans and 59% of physicians prefer a program similar to Medicare that covers everyone (9,10).

No bipartisan support for a “public option” (13). Powerful insurance companies will use their influence to stay in the mix (14).

Bottom Line

Simple, economical, and humane.

Does not solve our healthcare crisis.

Healthcare-NOW! - www.Healthcare-Now.org - info@healthcare-now.org - Progressive Democrats of America - www.PDAmerica.org

 

Here are 10 great reasons to support IMPROVED Medicare Single Payer Insurance:

 

1. Everybody In, Nobody Out. Universal means access to health care for everyone, period.  Plus it is estimated to create 2.6 million new jobs!

 

2. Portability. If you are unemployed, or lose or change jobs, your health coverage stays with you.

 

3. Uniform Benefits. No Cadillac plans for the wealthy and Pinto plans for everyone else, with high deductibles, limited services, caps on payments for care, and no protection in the event of a catastrophe. One level of comprehensive care for everyone, regardless of the size of your wallet.

 

4. Prevention. By removing financial roadblocks, a universal health system encourages preventive care that lowers an individual's ultimate cost and pain and suffering when problems are neglected and societal cost in the over-utilization of emergency rooms or the spread of communicable diseases.

 

5. Choice. Most private insurance restricts your choice of providers and hospitals. Under the U.S. National Health Insurance Act, patients have a choice, and the provider is assured a fair payment.

 

6. No Interference with Care. Caregivers and patients regain their autonomy to decide what's best for a patient's health, not what's dictated by the billing department. No denial of coverage for pre-existing conditions or cancellation of policies for "unreported" minor health problems.

 

7. Reducing Waste. One third of every private health insurance dollar goes for paperwork and profits, compared to about 3% under Medicare, the federal government’s universal system for senior citizen healthcare.

 

8. Cost Savings. A guaranteed health care system can produce the cost savings needed to cover everyone, largely by using existing resources without the waste. Taiwan, shifting from a U.S. private health care model, adopted a similar system in 1995, boosting health coverage from 57% to 97% with little increase in overall health care spending.

 

 

9. Common Sense Budgeting. The public system sets fair reimbursements applied equally to all providers, private and public, while assuring that appropriate health care is delivered, and uses its clout to negotiate volume discounts for prescription drugs and medical equipment.

 

10. Public Oversight. The public sets the policies and administers the system, not high priced CEOs meeting in private and making decisions based on their company’s stock performance needs.

 

Share this post


Link to post
Share on other sites
12 hours ago, merrill said:

Doctors for Single Payer(HR 676)

http://www.pnhp.org/

 

Unions for HR 676

http://unionsforsinglepayerhr676.org/union_endorsers

 

Organizations and Government Bodies Endorsing HR 676

http://www.pnhp.org/action/organizations_and_government_bodies_endorsing_hr_676.php

 

Health Care In the USA

http://www.dollarsandsense.org/healthcare.html

 

Consumer Reports On Health Care

http://blogs.consumerreports.org/health/health_reform/

 

Here are 10 great reasons to support IMPROVED Medicare Single Payer Insurance:

 

1. Everybody In, Nobody Out. Universal means access to health care for everyone, period.  Plus it is estimated to create 2.6 million new jobs!

 

2. Portability. If you are unemployed, or lose or change jobs, your health coverage stays with you.

 

3. Uniform Benefits. No Cadillac plans for the wealthy and Pinto plans for everyone else, with high deductibles, limited services, caps on payments for care, and no protection in the event of a catastrophe. One level of comprehensive care for everyone, regardless of the size of your wallet.

 

4. Prevention. By removing financial roadblocks, a universal health system encourages preventive care that lowers an individual's ultimate cost and pain and suffering when problems are neglected and societal cost in the over-utilization of emergency rooms or the spread of communicable diseases.

 

5. Choice. Most private insurance restricts your choice of providers and hospitals. Under the U.S. National Health Insurance Act, patients have a choice, and the provider is assured a fair payment.

 

6. No Interference with Care. Caregivers and patients regain their autonomy to decide what's best for a patient's health, not what's dictated by the billing department. No denial of coverage for pre-existing conditions or cancellation of policies for "unreported" minor health problems.

 

7. Reducing Waste. One third of every private health insurance dollar goes for paperwork and profits, compared to about 3% under Medicare, the federal government’s universal system for senior citizen healthcare.

 

8. Cost Savings. A guaranteed health care system can produce the cost savings needed to cover everyone, largely by using existing resources without the waste. Taiwan, shifting from a U.S. private health care model, adopted a similar system in 1995, boosting health coverage from 57% to 97% with little increase in overall health care spending.

 

 

9. Common Sense Budgeting. The public system sets fair reimbursements applied equally to all providers, private and public, while assuring that appropriate health care is delivered, and uses its clout to negotiate volume discounts for prescription drugs and medical equipment.

 

10. Public Oversight. The public sets the policies and administers the system, not high priced CEOs meeting in private and making decisions based on their company’s stock performance needs.

 

Share this post


Link to post
Share on other sites
12 hours ago, merrill said:

   Paying More, Getting Less/ How much is the sick  U.S. health care system  costing you?

  http://www.dollarsandsense.org/archives/2008/0508harrison.html

 

5 common fears about health insurance reform

  http://www.consumerreports.org/cro/magazine-archive/august-2009/viewpoint/5-common-fears-about-health-reform/reform-5-common-fears.htm

 

        * Senate Report Finds Insurers Wrongfully Charged Consumers Billions

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401636.html

 

          *Special Interest Funds,Lack of Disclosure & Legislative Conflicts of Interest

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/12/AR2009061204075.html

 

* 50% of Bankruptcy Cases filed by the insured due to medical care

" http://www.consumeraffairs.com/news04/2005/bankruptcy_study.html#ixzz0IQKZLHHh&C

 

* Current White Collar Crime/Medicare Fraud Indictments

http://www.washingtonpost.com/wp-dyn/content/article/2009/06/24/AR2009062401906.html

 

Polls favor medical insurance reform with impressive numbers :

http://www.huffingtonpost.com/sarah-van-gelder/what-americans-want-natio_b_110830.html

 

Let’s say millions of healthy consumers cancel their insurance and begin paying out of pocket. These consumers would save tons of money. The industry is simply corrupt.

 

Healthy humans seldom spend what they pay out to the insurance industry! If millions dropped their policies not only would they save thousands of dollars annually the insurance industry  and government would faint in disbelief that this many people actually are awake and give a damn.

 

Paying out of pocket will save thousands of dollars a year. Do medical insurance companies provide health care?   NO

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


×
×
  • Create New...