leftwinger Posted September 13 1 minute ago, JoeAverage said: Easier said than done. It all boils down to who is going to pay. We all pay for Health Insurance skimming off health care costs. Quote Share this post Link to post Share on other sites
JoeAverage Posted September 13 1 hour ago, leftwinger said: We all pay for Health Insurance skimming off health care costs. Suppose it depends on your situation. Our current health insurance is not based off our household income and out of pocket costs have been running 1.6% of gross income the last few years. It would not stay the same under most of the Dem plans. Just a fact of life, what some people get for "free", ends up costing someone else more. Quote Share this post Link to post Share on other sites
XavierOnassis Posted September 13 15 minutes ago, JoeAverage said: Suppose it depends on your situation. Our current health insurance is not based off our household income and out of pocket costs have been running 1.6% of gross income the last few years. It would not stay the same under most of the Dem plans. Just a fact of life, what some people get for "free", ends up costing someone else more. Then you have no reason to call yourself "Joe Average". Quote Share this post Link to post Share on other sites
Neomalthusian Posted September 13 1 hour ago, leftwinger said: We all pay for Health Insurance skimming off health care costs. Don't fall for Warren's idiotic anti-insurance company propaganda. Specifically, Warren said this in the debates: "Insurance companies last year sucked $23 billion in profits out of the system. How did they make that money? Every one of those $23 billion was made by an insurance company saying no to your health care coverage." 1) The ACA basically eliminated the ability to profit from denying coverage. They have to spend at least 80% of revenue on claims or refund the difference. There will always be isolated cases of disputed or denied coverage that make the news, but denial of care is not the norm and it's not how insurance companies profit. 2) The GD United States Government contracts with insurance companies to administer Medicare. If they're so evil, why do we do that? 3) Insurance companies administer a ton of self-insured plans, the parameters of which are set up by the entity that's self-insuring. So a company works with an insurance company to design a self-insured plan and the company tells the insurer, "let's not cover specialty drugs, they're way too expensive and too easy for patients to just request, preferred and generics are fine." When an insurance company (which manages the self-insured plan on behalf of the employer) comes back and reminds a patient "specialty drugs aren't covered," that is not an insurance company profiting from denying coverage. That is an insurance company stating the rule built into the plan design by the employer. 4) Insurance company profit is not why our health spending is so high. $23 billion is 0.6% of the nation's health spending. Warren is trying harder than anyone to keep people dumb and angry. I don't personally like Biden or his chances to beat Trump, but from a pure policy standpoint, his plan to fix a few key glitches in the ACA are the best thing put forth thus far. Quote Share this post Link to post Share on other sites
CrimeaRiver Posted September 13 3 minutes ago, XavierOnassis said: Putin just threw a rock at me....and then his trolls chased me......IM a wreck, IM losing it!! Quote Share this post Link to post Share on other sites
JoeAverage Posted September 13 15 minutes ago, Neomalthusian said: Don't fall for Warren's idiotic anti-insurance company propaganda. Specifically, Warren said this in the debates: "Insurance companies last year sucked $23 billion in profits out of the system. How did they make that money? Every one of those $23 billion was made by an insurance company saying no to your health care coverage." 1) The ACA basically eliminated the ability to profit from denying coverage. They have to spend at least 80% of revenue on claims or refund the difference. There will always be isolated cases of disputed or denied coverage that make the news, but denial of care is not the norm and it's not how insurance companies profit. 2) The GD United States Government contracts with insurance companies to administer Medicare. If they're so evil, why do we do that? 3) Insurance companies administer a ton of self-insured plans, the parameters of which are set up by the entity that's self-insuring. So a company works with an insurance company to design a self-insured plan and the company tells the insurer, "let's not cover specialty drugs, they're way too expensive and too easy for patients to just request, preferred and generics are fine." When an insurance company (which manages the self-insured plan on behalf of the employer) comes back and reminds a patient "specialty drugs aren't covered," that is not an insurance company profiting from denying coverage. That is an insurance company stating the rule built into the plan design by the employer. 4) Insurance company profit is not why our health spending is so high. $23 billion is 0.6% of the nation's health spending. Warren is trying harder than anyone to keep people dumb and angry. I don't personally like Biden or his chances to beat Trump, but from a pure policy standpoint, his plan to fix a few key glitches in the ACA are the best thing put forth thus far. +10 Not to mention that State Actuaries dictate what a health insurance company can charge in any given state. Often raising the premiums when the company did not request an increase. Quote Share this post Link to post Share on other sites
JoeAverage Posted September 13 19 minutes ago, XavierOnassis said: Then you have no reason to call yourself "Joe Average". I put my pants on and go to work just like everyone else. Quote Share this post Link to post Share on other sites
Imgreatagain Posted September 13 3 minutes ago, JoeAverage said: I put my pants on and go to work just like everyone else. Or if you are a stripper , you go to work and take your pants off. Just saying Quote Share this post Link to post Share on other sites
king of the county Posted September 13 9 minutes ago, Imgreatagain said: Or if you are a stripper , you go to work and take your pants off. Just saying I like your thinking Quote Share this post Link to post Share on other sites
leftwinger Posted September 13 47 minutes ago, Neomalthusian said: Don't fall for Warren's idiotic anti-insurance company propaganda. shut up Quote Share this post Link to post Share on other sites
Neomalthusian Posted September 13 59 minutes ago, leftwinger said: shut up As usual, you delete all the content because you have no ability to argue against any of it. Quote Share this post Link to post Share on other sites
leftwinger Posted September 13 1 hour ago, Neomalthusian said: You opened with a personal attack. I stop there. Quote Share this post Link to post Share on other sites
JinnMartini Posted September 13 20 hours ago, Giujo said: LOL... the trick is 2 martinis and some popcorn. Jusssss for the records . . . you can't have two of me ! Quote Share this post Link to post Share on other sites
Giujo Posted September 14 2 minutes ago, JinnMartini said: Jusssss for the records . . . you can't have two of me ! Ah... but I only drink dirty vodka martinis... gin is just flavored vodka Quote Share this post Link to post Share on other sites
JinnMartini Posted September 14 10 hours ago, king of the county said: Not watching nfl neither should you Watching porn all day long, huh ? Well, that ain't what most of us do, when we're not posting crap in here ! Quote Share this post Link to post Share on other sites
king of the county Posted September 14 Just now, JinnMartini said: Watching porn all day long, huh ? Well, that ain't what most of us do, when we're not posting crap in here ! Working at the Yankees it’s baseball season Quote Share this post Link to post Share on other sites
Giujo Posted September 14 3 hours ago, Neomalthusian said: Don't fall for Warren's idiotic anti-insurance company propaganda. Specifically, Warren said this in the debates: "Insurance companies last year sucked $23 billion in profits out of the system. How did they make that money? Every one of those $23 billion was made by an insurance company saying no to your health care coverage." 1) The ACA basically eliminated the ability to profit from denying coverage. They have to spend at least 80% of revenue on claims or refund the difference. There will always be isolated cases of disputed or denied coverage that make the news, but denial of care is not the norm and it's not how insurance companies profit. 2) The GD United States Government contracts with insurance companies to administer Medicare. If they're so evil, why do we do that? 3) Insurance companies administer a ton of self-insured plans, the parameters of which are set up by the entity that's self-insuring. So a company works with an insurance company to design a self-insured plan and the company tells the insurer, "let's not cover specialty drugs, they're way too expensive and too easy for patients to just request, preferred and generics are fine." When an insurance company (which manages the self-insured plan on behalf of the employer) comes back and reminds a patient "specialty drugs aren't covered," that is not an insurance company profiting from denying coverage. That is an insurance company stating the rule built into the plan design by the employer. 4) Insurance company profit is not why our health spending is so high. $23 billion is 0.6% of the nation's health spending. Warren is trying harder than anyone to keep people dumb and angry. I don't personally like Biden or his chances to beat Trump, but from a pure policy standpoint, his plan to fix a few key glitches in the ACA are the best thing put forth thus far. A very informative post thank you Quote Share this post Link to post Share on other sites
Giujo Posted September 14 15 hours ago, CrimeaRiver said: Hey it's buckwheat...Otay!!! Quote Share this post Link to post Share on other sites