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Social Security Q&A

Separating Fact from Fiction

BY DOUG ORR

 

In claiming that the rate of return on a stock investment is guaranteed to be greater than the return on any other asset, is lying. If an investment-firm broker made this claim to his clients, he would be arrested and charged with stock fraud. Michael Milken went to jail for several years for making just this type of promise about financial investments.

 

The opponents of Social Security will stop at nothing in their long crusade to destroy the most efficient retirement system in the world. Opponents have taken two tracks to attack Social Security. The first is to claim the system as it is will fail, and the second is to claim that privatization is a better way to provide for retirement security. The first claim was the favorite from 1935 to about 2001.Then the privatization claim became the vogue. Now the first is back on the table. 

 

With corporations routinely defaulting on their pension promises, more and more workers must rely on their individual wealth to make up the difference. The stock market collapse at the turn of the millennium wiped out much of the financial wealth of middle class Americans, and the collapse of the housing bubble has wiped out much of their remaining wealth. 

 

Making any cuts to Social Security now, either by raising the retirement age or cutting benefits, would have a huge impact on their remaining retirement income and are not necessary to “save the system.” 

 

With all the fear-mongering falsehoods flying around, it can be difficult to separate fact from fiction. Below, Doug Orr helps D&S readers do just this, with clear, and sometimes surprising, answers to many common Social Security-related questions.

http://www.dollarsandsense.org/archives/2010/0111orr.html

 

 

FAQ’S ON SOCIAL SECURITY INSURANCE – excellent  source of information

https://www.socialsecurityworks.org/faq/

 

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3 hours ago, merrill said:

Social Security Q&A

Separating Fact from Fiction

BY DOUG ORR

 

In claiming that the rate of return on a stock investment is guaranteed to be greater than the return on any other asset, is lying. If an investment-firm broker made this claim to his clients, he would be arrested and charged with stock fraud. Michael Milken went to jail for several years for making just this type of promise about financial investments.

 

The opponents of Social Security will stop at nothing in their long crusade to destroy the most efficient retirement system in the world. Opponents have taken two tracks to attack Social Security. The first is to claim the system as it is will fail, and the second is to claim that privatization is a better way to provide for retirement security. The first claim was the favorite from 1935 to about 2001.Then the privatization claim became the vogue. Now the first is back on the table. 

 

With corporations routinely defaulting on their pension promises, more and more workers must rely on their individual wealth to make up the difference. The stock market collapse at the turn of the millennium wiped out much of the financial wealth of middle class Americans, and the collapse of the housing bubble has wiped out much of their remaining wealth. 

 

Making any cuts to Social Security now, either by raising the retirement age or cutting benefits, would have a huge impact on their remaining retirement income and are not necessary to “save the system.” 

 

With all the fear-mongering falsehoods flying around, it can be difficult to separate fact from fiction. Below, Doug Orr helps D&S readers do just this, with clear, and sometimes surprising, answers to many common Social Security-related questions.

http://www.dollarsandsense.org/archives/2010/0111orr.html

 

 

FAQ’S ON SOCIAL SECURITY INSURANCE – excellent  source of information

https://www.socialsecurityworks.org/faq/

 

 

https://www.ssa.gov/benefits/medicare/

 

Who can apply for Medicare online?

You can use our online Medicare application if you:

  • Are at least 64 years and 9 months old;
  • Want to sign up for Medicare but do not currently have ANY Medicare coverage;
  • Do not want to start receiving Social Security benefits at this time; and
  • Are not currently receiving Social Security retirement, disability or survivors benefits.

When should I apply?

You should sign up for Medicare three months before reaching age 65, even if you are not ready to start receiving retirement benefits. You can opt out of receiving cash retirement benefits now once you are in the online application. Then you can apply online for retirement benefits later.

With our online application, you can sign up for Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). Because you must pay a premium for Part B coverage, you can turn it down.

If choose not to enroll in Medicare Part B and then decide to do so later, your coverage may be delayed and you may have to pay a higher monthly premium for as long as you have Part B. Your monthly premium will go up 10 percent for each 12-month period you were eligible for Part B, but didn’t sign up for it, unless you qualify for a "Special Enrollment Period."

Special Enrollment Period (SEP)

If you have medical insurance coverage under a group health plan based on your or your spouse's current employment, you may not need to apply for Medicare Part B at age 65. You may qualify for a "Special Enrollment Period" (SEP) that will let you sign up for Part B during:

  • Any month you remain covered under the group health plan and your, or your spouse's, employment continues; or
  • The 8-month period that begins with the month after your group health plan coverage or the employment it is based on ends, whichever comes first.

Why apply for Medicare online?

Using the online Medicare application has a number of benefits. You can:

  • Avoid trips to your Social Security Office, saving you time and money.
  • Answer questions at your convenience by starting and stopping the application without fear of losing any information you entered.
  • Make corrections to the application prior to submission.
  • Submit your application electronically. There is no need to mail in your application. When you are finished, just select “Submit Now” to send your application to Social Security.
  • Receive a receipt online for your application that you can print and keep for your records.
  • Check the status of your application online. You will receive a confirmation number once you submit your application.

What happens after I apply?

Once we receive your application, we will

  • Review your application and contact you if we need more information or if we need to see your documents;
  • Process your application once we have all of the necessary information and documents; and
  • Mail you a decision letter.

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On 2/3/2019 at 10:40 AM, merrill said:

 

Reverse The GOP Tax Scam That Is Affecting All Middle Class America INCLUDING REPUBLICANS and of course the Entire Low Income Population. The Earned Income Tax Refund Has Been Eliminated.

 

It's Not Just Trump It Is The Entire GOP Tax Scam Against The So Called 99%!!

 

http://act.pfaw.org/sign/stop-GOP-tax-scam/?source=pfaw_actioncenter

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5 hours ago, merrill said:

 

Reverse The GOP Tax Scam That Is Affecting All Middle Class America INCLUDING REPUBLICANS and of course the Entire Low Income Population. The Earned Income Tax Refund Has Been Eliminated.

 

It's Not Just Trump It Is The Entire GOP Tax Scam Against The So Called 99%!!

 

http://act.pfaw.org/sign/stop-GOP-tax-scam/?source=pfaw_actioncenter

 

 

bump

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On 2/3/2019 at 11:40 AM, merrill said:

Ok, compromise, election day becomes a holiday and all the early voting ends. Just absentee ballots exist for people serving away from their permanent residence.

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On 2/3/2019 at 10:40 AM, merrill said:

 

Love the concept ......... then again I work most all holidays by choice....... before or after I vote. Then again I do vote early so I can work a full day on any holiday.

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On 2/3/2019 at 9:40 AM, merrill said:

 

Typical liberals, always looking for another day off work... with pay, of course. 

Why is this needed?   Polls open before you go to work, they close after you go to work. 

You can vote for weeks early.

You can vote absentee.

 

NO ONE has any reason not to vote, and you don't need a day off work to do it. 

 

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On 2/13/2019 at 9:18 PM, merrill said:

 

Love the concept ......... then again I work most all holidays by choice....... before or after I vote. Then again I do vote early so I can work a full day on any holiday.

bump

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On 2/3/2019 at 10:40 AM, merrill said:

None of you democrats work full time anyway or even work at all. Why you need a holiday when actual contributors haven’t called for a holiday? 🤣

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On 2/3/2019 at 2:09 PM, merrill said:

Social Security Q&A

Separating Fact from Fiction

BY DOUG ORR

 

In claiming that the rate of return on a stock investment is guaranteed to be greater than the return on any other asset, is lying. If an investment-firm broker made this claim to his clients, he would be arrested and charged with stock fraud. Michael Milken went to jail for several years for making just this type of promise about financial investments.

 

The opponents of Social Security will stop at nothing in their long crusade to destroy the most efficient retirement system in the world. Opponents have taken two tracks to attack Social Security. The first is to claim the system as it is will fail, and the second is to claim that privatization is a better way to provide for retirement security. The first claim was the favorite from 1935 to about 2001.Then the privatization claim became the vogue. Now the first is back on the table. 

 

With corporations routinely defaulting on their pension promises, more and more workers must rely on their individual wealth to make up the difference. The stock market collapse at the turn of the millennium wiped out much of the financial wealth of middle class Americans, and the collapse of the housing bubble has wiped out much of their remaining wealth. 

 

Making any cuts to Social Security now, either by raising the retirement age or cutting benefits, would have a huge impact on their remaining retirement income and are not necessary to “save the system.” 

 

With all the fear-mongering falsehoods flying around, it can be difficult to separate fact from fiction. Below, Doug Orr helps D&S readers do just this, with clear, and sometimes surprising, answers to many common Social Security-related questions.

http://www.dollarsandsense.org/archives/2010/0111orr.html

 

 

FAQ’S ON SOCIAL SECURITY INSURANCE – excellent  source of information

https://www.socialsecurityworks.org/faq/

 

 

good information ......

 

t's Not Just Trump It Is The Entire GOP Tax Scam Against The So Called 99%!!

 

http://act.pfaw.org/sign/stop-GOP-tax-scam/?source=pfaw_actioncenter

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Women are the largest voting block in the USA across the board. Moderate women are the largest single block of voters in the USA which means thay can own local, State and congressional politics IF they get out to vote. 

Moderate women cover both sides of the aisle which also means they can control the selection of candidates. Moderate republican women must vote democrat most of the time BECAUSE moderate republicans will not be funded by the right wing libertarian/christian right aka ALEC that which has taken over the GOP name.

Moderate democrats women and moderate republican women and moderate green party women have substantial common ground.

Women’s Rights and Women's Right to Choose need moderate women at the forefront 24/7 ...... the bottom line.

Moderate women are the largest single block of voters in the USA. Moderate women can control local, state and congressional politics 24/7 IF they would get out the vote. If women want equal pay, equal rights and the Right to Choose then now is the time to exert the female influence on America.

 

Women are the largest voting block in America across the board. It's time for moderate women to become the managers of state and federal government.

 

YET MAKE NO MISTAKE ABOUT IT REPUBLCAN CONSERVATIVE WOMEN VOTE AGAINST WOMEN

Why vote? No matter how impressive a poll may appear WE cannot become complacent. Large voter activity on election day typically produces a moderate sensible government. 

 

Low voter turn out allow the most ardent supporters of extremist candidates and government to run our lives THEIR WAY. 

Yes a minority controlling the USA has been outrageous. 

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Every day's a holiday with Bernie
Bernie makes your heart so light
When the day is gray and ordinary
Bernie makes the sun shine bright


Oh, happiness is bloomin' all around him
The daffodils are smilin' at the dove
When Bernie holds your hand, you feel so grand
Your heart starts beatin' like a big brass band

 

Every day's a paid holiday with Bernie
No wonder that it's Bernie that we love

 

Bill

 

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On 2/17/2019 at 5:12 PM, merrill said:

Women are the largest voting block in the USA across the board. Moderate women are the largest single block of voters in the USA which means thay can own local, State and congressional politics IF they get out to vote. 

Moderate women cover both sides of the aisle which also means they can control the selection of candidates. Moderate republican women must vote democrat most of the time BECAUSE moderate republicans will not be funded by the right wing libertarian/christian right aka ALEC that which has taken over the GOP name.

Moderate democrats women and moderate republican women and moderate green party women have substantial common ground.

Women’s Rights and Women's Right to Choose need moderate women at the forefront 24/7 ...... the bottom line.

Moderate women are the largest single block of voters in the USA. Moderate women can control local, state and congressional politics 24/7 IF they would get out the vote. If women want equal pay, equal rights and the Right to Choose then now is the time to exert the female influence on America.

 

Women are the largest voting block in America across the board. It's time for moderate women to become the managers of state and federal government.

 

YET MAKE NO MISTAKE ABOUT IT REPUBLCAN CONSERVATIVE WOMEN VOTE AGAINST WOMEN

Why vote? No matter how impressive a poll may appear WE cannot become complacent. Large voter activity on election day typically produces a moderate sensible government. 

 

Low voter turn out allow the most ardent supporters of extremist candidates and government to run our lives THEIR WAY. 

Yes a minority controlling the USA has been outrageous. 

 

Alexandria says make election day a holiday:

https://www.newsweek.com/alexandria-ocasio-cortez-wants-replace-columbus-day-holiday-election-day-1221904

 

Bring It on!

https://www.orlandosentinel.com/opinion/os-op-election-day-national-holiday-yes-20181105-story.html

 

Sign the Petition

https://act.credoaction.com/sign/Election_Holiday

 

Sign this bill also:

https://www.sanders.senate.gov/democracyday

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On 2/17/2019 at 6:14 PM, personreal said:

Related image

There are dozens of companies that make phones and watches that look like Movados and iPhones. Plus, you can buy them used at low, low prices. 

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