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ryan wants to end pre-existing conditions for Obamacare


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Paul Ryan wants to end Obamacare protections for people with pre-existing conditions

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House Speaker Paul Ryan in Washington, U.S. on April 27, 2016. (Reuters/Yuri Gripas)
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U.S. House of Representatives Speaker Paul Ryan called on Wednesday for an end to Obamacare’s financial protections for people with serious medical conditions, saying these consumers should be placed in state high-risk pools.

In election-year remarks that could shed light on an expected Republican healthcare alternative, Ryan said existing federal policy that prevents insurers from charging sick people higher rates for health coverage has raised costs for healthy consumers while undermining choice and competition.

The rule, a cornerstone of President Barack Obama’s Affordable Care Act, has been praised by patient advocates for providing access to medical care for people who previously could not afford private health insurance. The Affordable Care Act also bars insurers from excluding coverage for pre-existing conditions.

“Less than 10 percent of people under 65 are what we call people with pre-existing conditions, who are really kind of uninsurable,” Ryan, a Wisconsin Republican, told a student audience at Georgetown University.

“Let’s fund risk pools at the state level to subsidize their coverage, so that they can get affordable coverage,” he said. “You dramatically lower the price for everybody else. You make health insurance so much more affordable, so much more competitive and open up competition.”

Charging the same rates to individuals regardless of their medical history is also a key part of group health plans in the private sector.

House Republicans, after repeated votes to repeal Obamacare, have promised to produce their own alternative to the Affordable Care Act as part of a broader policy agenda intended to attract voters in the Nov. 8 presidential election. The policy document is expected just ahead of the Republican presidential nominating convention in July.

High-risk pools, which existed before the healthcare law, are state-level entities that guarantee coverage for people with health problems. Analysts say they can be prohibitively expensive and offer less than optimal health coverage.

Republicans have proposed state-based risk pools as an Obamacare alternative in the past. Last week, the conservative Republican Study Committee recommended risk pools as part of the House policy agenda, saying premiums should be capped at 200 percent of a state’s average."

 

 

That's right cons. Keep doing what's right for the American people. You traitors.


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Of course this was bound to happen. Ryan and so many other legislators, on both sides of the aisle, are deep in the pockets of the insurance industry. The ACA was deliberately crafted as an open-end

Paul Ryan wants to end Obamacare protections for people with pre-existing conditions Reuters 27 Apr 2016 at 22:21 ET House Speaker Paul Ryan in Washington, U.S. on April 27,

No, of course Obama Care did not address that issue. Obama care came straight from the GOP's very own Heritage Foundation as an alternative to single payer. Obama did not consider any liberal position

The insurance masters get to add a lot >more< profit to their bottom line. And their own pockets....of course.

Is Ryan correct that dealing with high risk cases aside from a typically healthy individual would curb costs, leaving high risk people subsidized separately? I don't see where Ryan is wrong.

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The insurance masters aren't thinking about the people, they're thinking about themselves.

I don't disagree. Health insurance, car insurance, life insurance are in business to make money. Ryan is suggesting a way to keep most insurance lower for lower risk people while placing high risk individuals in their own pool and subsidizing the higher cost to cover those individuals.

 

Is he wrong to try and keep costs lower for the majority of people while subsidizing higher risk individuals?

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ryan wants to end pre-existing conditions for Obamacare

 

Of course this was bound to happen. Ryan and so many other legislators, on both sides of the aisle, are deep in the pockets of the insurance industry. The ACA was deliberately crafted as an open-ended program, subject to alteration at any time. Given the financial incentives offered to Congress by "Citizens United", Obamacare is destined to be watered down until it is purely a profit-making tool for the insurance industry.

 

Only the introduction of a single-payer system of health care, which cuts the insurance companies out of the loop altogether, will preserve health care as a right, not a privilege. The insurance industry must be prevented from seizing an ever-larger share of the profits from health care. The insurance companies act as leeches, driving the cost of health care through the roof.

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Of course this was bound to happen. Ryan and so many other legislators, on both sides of the aisle, are deep in the pockets of the insurance industry. The ACA was deliberately crafted as an open-ended program, subject to alteration at any time. Given the financial incentives offered to Congress by "Citizens United", Obamacare is destined to be watered down until it is purely a profit-making tool for the insurance industry.

 

Only the introduction of a single-payer system of health care, which cuts the insurance companies out of the loop altogether, will preserve health care as a right, not a privilege. The insurance industry must be prevented from seizing an ever-larger share of the profits from health care. The insurance companies act as leeches, driving the cost of health care through the roof.

 

Yet obamacare mandates everybody align with the leeches.

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I don't disagree. Health insurance, car insurance, life insurance are in business to make money. Ryan is suggesting a way to keep most insurance lower for lower risk people while placing high risk individuals in their own pool and subsidizing the higher cost to cover those individuals.

 

Is he wrong to try and keep costs lower for the majority of people while subsidizing higher risk individuals?

Surely you don't expect a liberal to answer a question? You have been around here long enough to know that when a conservative doesn't immediately answer a question the liberals go on, and on, and on, and on about them not answering. When a conservative asks a question of liberals they will either change the subject, turn to profanity or start with personal attacks (or some combination of the three).

 

Just another example of them having a different set of rules.

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Surely you don't expect a liberal to answer a question? You have been around here long enough to know that when a conservative doesn't immediately answer a question the liberals go on, and on, and on, and on about them not answering. When a conservative asks a question of liberals they will either change the subject, turn to profanity or start with personal attacks (or some combination of the three).

 

Just another example of them having a different set of rules.

Im sure my liberal friends are willing to have an honest discussion.

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Yet obamacare mandates everybody align with the leeches.

 

Yessir. You are correct. That's why we need some form of single payer which cuts the leeches out of the health care system. Just like EVERY other first world country.

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The pre-existing law is idiotic. You can basically not have insurance and sign up for it when you have something wrong with you and they have to take you. That drives up cost. I know you liberals think that money comes from super gay unicorns who poop out money but that isn't so. Everything costs money. If you are a higher risk, that needs to be factored into your insurance plan.

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Did obamacare not address this issue?

No, of course Obama Care did not address that issue. Obama care came straight from the GOP's very own Heritage Foundation as an alternative to single payer. Obama did not consider any liberal position on this matter. Perhaps you remember when Obama was putting together a group of so called non-partisan folks to come up with the best plan? There was a group of doctors who wanted to participate to present single payer. The problem was that all the plans were to be graded by the GAO. If single payer was graded, it would demonstrate to be clearly the best, lowest cost and best medical care of all the plans. Instead of opening the door and allowing these doctors to at least present the plan and allow it to be graded, Obama had those doctors arrested, and then pushed the Heritage Foundation plan to force all Americans to give lots of money to insurance company CEOs. Obama attached just a bit that the insurance companies had to do something for all that money, but the door was open to reduce costs. Of course there was nothing open to allow American Citizens not to have to give their hard earned dollars to insurance company CEOs. It was all part of the plan to allow insurance companies the right to tax the public, without having to provide any service in return.

 

And you wonder why so many on the left call Obama a staunch conservative.

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Yessir. You are correct. That's why we need some form of single payer which cuts the leeches out of the health care system. Just like EVERY other first world country.

Destroying the insurance industry is certainly one approach.

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