Do Safety Nets encourage Risky Behavior?

[cli1rus]

Do Safety Nets encourage Risky Behavior?

Lots of people like the idea of Safety Nets and Second Chances, but these are only supported by the Bible on a limited bases.

The woman taken in adultery is an example of a second chance, but Jesus says to the woman, go and sin no more. This was definitely a limited second chance, since there is no discussion of what would have happened if the woman had not complied.

The Bible also talks about forgiving a brother seven times seventy but then that is only one Christian forgiving another Christian, and has nothing to do with Atheists, that are involved in sin.

I believe Safety Nets do encourage Risky Behavior and that is why I do not like the Safety Net of the health care and welfare of Socialism.

Better to tell people no safety net and then help them as Personal Charity than to offer Socialism and encourage Risky Behavior like homosexuality, adultery and drugs.

All too often the second chance of Socialism becomes a habitual situation or a dependency.

With Personal Charity a personal evaluation can be made to prevent habitual situations and dependencies.

America must stop the Socialism that is creating dependencies and encouraging risky behavior.

[vincubuswon]

U r a fool.

 

every day a person has the chance to accept salvation. how many days in a lifetime?

 

 

Forgive everyone, daily, JUST as Christ does.

[Zaro]

Do Safety Nets encourage Risky Behavior?

 

Lots of people like the idea of Safety Nets and Second Chances, but these are only supported by the Bible on a limited bases.

 

The woman taken in adultery is an example of a second chance, but Jesus says to the woman, go and sin no more. This was definitely a limited second chance, since there is no discussion of what would have happened if the woman had not complied.

 

The Bible also talks about forgiving a brother seven times seventy but then that is only one Christian forgiving another Christian, and has nothing to do with Atheists, that are involved in sin.

 

I believe Safety Nets do encourage Risky Behavior and that is why I do not like the Safety Net of the health care and welfare of Socialism.

 

Better to tell people no safety net and then help them as Personal Charity than to offer Socialism and encourage Risky Behavior like homosexuality, adultery and drugs.

 

All too often the second chance of Socialism becomes a habitual situation or a dependency.

 

With Personal Charity a personal evaluation can be made to prevent habitual situations and dependencies.

 

America must stop the Socialism that is creating dependencies and encouraging risky behavior.

^^ nut jobbery

[Zaro]

One thing about the safety net. is it does encourage risk taking. you take a risk in opening a business and if you fail you have something to fall back on.

yup. saftey nets are good. 'cause they are real, not some figment of imagination like god.

[Rebelitarian]

So if the FED contracts the money supply and someone goes bankrupt, he or she should not be encouraged to start another business after surviving from the safety-net programs that are in place to protect from evil central banker behavior ?

[nuckin futz]

One thing about the safety net. is it does encourage risk taking. you take a risk in opening a business and if you fail you have something to fall back on.

What would that be?

 

There is no built in safety net if you fail in business. Unless you have a lot of money.

Big banks and Wall Street NEVER should have gotten bailouts!

 

It encourages the risky behavior which caused the collapse of 2008.

 

Its called MORAL HAZARD.

[cli1rus]

I think depression from having to live under safety nets causes many problems for people

 

I am not happy being unemployed and living off of a third of the income I am used to. I am smoking less and drinking cheap beer. Marijuana has not been in the budget and obviously I can't get a job if I piss dirty so I have been abstaining ( with the exception of two very satisfying slip ups!!)

 

But I have seen people that ignore their problems and continue to drink and buy lottery tickets with their unemployment money. For some it takes hitting rock bottom before they dig out... a lot of people never do dig out... I know a guy who killed himself recently and know more that I worry about than I care to count

 

Some conservative states have an interesting tactic to homelessness...

 

It costs 213K to f with a homeless person and 20K to help them out of the hole...

 

www.theamericanconservative.com/articles/the-answer-to-homelessness/

 

Utah is the fourth most conservative state in the union, according to a January Gallup survey. Only 15 percent of residents identify as “liberal.” Yet the Beehive State is on the cusp of ending chronic homelessness using a new method that would appear to come straight from the Nancy Pelosi playbook—by giving away housing.

In 2005, the Republican administration of Gov. Jon Huntsman introduced a “centrally led and locally developed” strategy to defeat long-term homelessness. Called Housing Works, the program began with 17 people who had lived on the streets at least once in the previous year. The goal was to lead them to self-sufficiency, but they kept the housing even if they failed to pull their lives together.

 

That thing of giving away housing was tried in the form of housing project for the poor.

 

That created nothing but a crime ghetto that was proven to be a massive mistake by Democrats.

 

People must be warned to avoid the problems by not starting.

 

There have been enough failed attempts to lead people to self-sufficiency that have failed it is really foolish even to think one can be found.

 

Most people have to hit rock bottom and then they sink or swim.

 

The only program that I know the really works with addictions is Alcoholics Anonymous where you have to admit you have the problem and admit you are the only one that can solve the problem.

What would that be?

 

There is no built in safety net if you fail in business. Unless you have a lot of money.

Big banks and Wall Street NEVER should have gotten bailouts!

 

It encourages the risky behavior which caused the collapse of 2008.

 

Its called MORAL HAZARD.

 

Amen, Amen and AAAmen.

 

Moral Hazard is a problem for individual, businesses and governments.

[cli1rus]

So if the FED contracts the money supply and someone goes bankrupt, he or she should not be encouraged to start another business after surviving from the safety-net programs that are in place to protect from evil central banker behavior ?

 

The FED should have a policy and people should plan around the known policy.

 

A FED that does not a stated policy is evil and should be replaced.

 

God tells people what is evil but a lot of people ignore God, so their problem is their own fault.

U r a fool.

 

every day a person has the chance to accept salvation. how many days in a lifetime?

 

 

Forgive everyone, daily, JUST as Christ does.

 

Thank you for your opinion.

 

Tell me more about Christ forgiving everyone everyday.

 

There are a lot of people that have committed murder that want Christ to forgive them do they can do more murder.

[BeAChooser]

Lets say i open a business with the money i saved. put out a bunch of money out of my savings and it goes south.

Too bad. The lesson is don't risk money you can't afford to lose. It's not right that after bad use of your own money, you then get the government to take money from someone else to support you. That's government sanctioned theft. And that's all Social Security is at this point. A Ponzi scheme where Peter is robbed to pay Paul. There is no trust fund. Every dollar paid out by SS comes from taxing someone else. See that's the problem with government run safety nets like SS. They are inefficient, wasteful, and sold to the public as something they are not. Sold with lies. And besides, you'd be far better off financially at retirement age if you'd been allowed or even forced to take the money you paid into SS and put it in an account owned by you that was actually invested in the very safe items. So that you actually did have a *trust fund*. Some REAL assets in your name. I've proven this repeatedly. You'd get many times what you may (if you're lucky) get back from SS. You really need to wake up Tommy and either stop being deceived by the lies and promises of socialists/communists/progressives/Democrats or stop trying to deceive people yourself.

 

I will not vote for all safety nets being shut down tommorrow.. we need to wean ourselves off of it

And what was your response when Bush tried to do that with SS? Support more Democrats who wouldn't let him?

[cli1rus]

Hey I am impressed... a post with out a bit of your manifesto in it

 

Safety Nets have been maintained by Republicans and Democrats for decades.. You may see innefectiveness as all democrats fault.. but there have been people on both sides of the aisle maintaining it for a long time.

 

I will not vote for all safety nets being shut down tommorrow.. we need to wean ourselves off of it

 

Yes both Republicans and Democrats have tried Safety Nets buy votes, but only the Democrats have been successful.

 

I do not favor shutting down safety nets tomorrow, because people have based there lives on Safety Nets, but I would phase the Safety Nets out by not accepting any new people.

 

SS is a ponzi scheme, but if run as scheme where only those that pay in are allowed to get money out, then it is can be Old Age Insurance. The problem is when government uses the SS money for things like Medicaid which again rewards people for bad decisions.

[nuckin futz]

Lets say i open a business with the money i saved. put out a bunch of money out of my savings and it goes south. At least there is something to fall back on.

It happens

If you want business ideas, I have more than a few that are moneymakers!

 

I am 68, have health problems galore, but I have 3 ground floor opportunities at this moment that are sure fire success. I just need some seed capital to get going. I cant live on $ 890/mo. with SS. PM me if you like.

 

5 X 5, your a good guy. Just take any kind of crap job for now, and something better will come along.

[vincubuswon]

The FED should have a policy and people should plan around the known policy.

 

A FED that does not a stated policy is evil and should be replaced.

 

God tells people what is evil but a lot of people ignore God, so their problem is their own fault.

 

Thank you for your opinion.

 

Tell me more about Christ forgiving everyone everyday.

 

There are a lot of people that have committed murder that want Christ to forgive them do they can do more murder.

 

I am pleased to continue rendering my facts in the face of your diminished understanding.

 

what exactly does your love for your transient shell have to do with the forgiveness offered by Christ daily? It is your self love that causes you to twist scripture and pervert it I to something ugly. Oh yes, also recall Christ exorted His followers to resist not the evil person. Oooops!!! Any idea why, pretender? Be ause he who loves his life will lose it. You love your shell moren than you love God. You are afraid. Your God concept is weak, your fear is great BECAUSE you have no real faith in God.

[vincubuswon]

WTF are you talking about?? Should it make sense to me???

the end game, is ascending to heaven. When we love THIS life here on earth, we often lose sight of our ultimate destination.Jesus said he who loves his live will lose it; they will be perpetually distanced from God and not have eternal life, because their body and ego became their god.

 

ppl like cl!tus are legalists; they tend to play God, because they lack FAITH in God, and are distanced from the essence of God. So the only tning that separates ppl like cl! Tus from everyone else, is a pretense. He is just like the ppl he attacks, which is why he must attack them. Its like a person who cannot play a guitar because they are tone deaf berating others who dont want to play the guitar

[nuckin futz]

Cl1rus, are you a recovering juicer?

 

AA has helped many, but only if they believe in the higher power, God.

 

I have dealt with many juicers and dopers in my life, and the ones who hit bottom, were the ones who had no belief in God.

 

They were so weak, internally, they could not recover.

 

Maybe you drank too much, and damaged your brain. Pity!

[BeAChooser]

is a defined benefit

What do you think that means, Tommy?

 

You are just babbling.

 

and go thing he didn't do it because the stock market crashed.

I've explained how to avoid the negative effects of downturns in the examples I've offered on SS.

 

As you approach retirement, you don't have all your funds in the market.

 

The example I offered would allow for a 10 year downturn without losing a dime.

 

Which means that by now the portion still in stocks would be worth far more than in 2008 and you'd be sitting pretty.

 

But you're either too stupid to understand that, or too dishonestly partisan to admit it.

[cli1rus]

Cl1rus, are you a recovering juicer?

 

AA has helped many, but only if they believe in the higher power, God.

 

I have dealt with many juicers and dopers in my life, and the ones who hit bottom, were the ones who had no belief in God.

 

They were so weak, internally, they could not recover.

 

Maybe you drank too much, and damaged your brain. Pity!

 

Now that was judgmental to presume I drink.

 

However, I agree that God has to be a part of the recovery process for anyone with addiction problems.

 

Physical help never works until there has been a change in the heart.

[Zaro]

 

Now that was judgmental to presume I drink.

 

However, I agree that God has to be a part of the recovery process for anyone with addiction problems.

 

Physical help never works until there has been a change in the heart.

^^ has "pumping" on his mind

LOL

[cli1rus]

^^ has "pumping" on his mind

LOL

 

If you cannot be intelligent, you can always be gross.

[Zaro]

One thing about the safety net. is it does encourage risk taking. you take a risk in opening a business and if you fail you have something to fall back on.

The Economic Scam of the Century

by MIKE WHITNEY

 

The leaders of the U.S. Senate Banking Committee, Sen. Tim Johnson (D., S.D.) and Sen. Mike Crapo (R., Idaho), released a draft bill on Sunday that would provide explicit government guarantees on mortgage-backed securities (MBS) generated by privately-owned banks and financial institutions. ...

 

...

“Sec.305. Authority to protect taxpayers in unusual and exigent market conditions….

 

If the Corporation, the Chairman of the Federal Reserve Board of Governors and the Secretary of the Treasury, in consultation with the Secretary of Housing and Urban Development, determine that unusual and exigent circumstances threaten mortgage credit availability within the U.S. housing market, FMIC may provide insurance on covered securities that do not meet the requirements under section 302 including those for first loss position of private market holders.” (“Freddie And Fannie Reform – The Monster Has Arrived”, Zero Hedge)

 

In other words, if the bill passes, US taxpayers will be responsible for any and all bailouts deemed necessary by the regulators mentioned above. And, since all of those regulators are in Wall Street’s hip-pocket, there’s no question what they’ll do when the time comes. They’ll bailout they’re fatcat buddies and dump the losses on John Q. Public.

[cli1rus]

The Economic Scam of the Century

by MIKE WHITNEY

 

The leaders of the U.S. Senate Banking Committee, Sen. Tim Johnson (D., S.D.) and Sen. Mike Crapo (R., Idaho), released a draft bill on Sunday that would provide explicit government guarantees on mortgage-backed securities (MBS) generated by privately-owned banks and financial institutions. ...

 

...

“Sec.305. Authority to protect taxpayers in unusual and exigent market conditions….

 

If the Corporation, the Chairman of the Federal Reserve Board of Governors and the Secretary of the Treasury, in consultation with the Secretary of Housing and Urban Development, determine that unusual and exigent circumstances threaten mortgage credit availability within the U.S. housing market, FMIC may provide insurance on covered securities that do not meet the requirements under section 302 including those for first loss position of private market holders.” (“Freddie And Fannie Reform – The Monster Has Arrived”, Zero Hedge)

 

In other words, if the bill passes, US taxpayers will be responsible for any and all bailouts deemed necessary by the regulators mentioned above. And, since all of those regulators are in Wall Street’s hip-pocket, there’s no question what they’ll do when the time comes. They’ll bailout they’re fatcat buddies and dump the losses on John Q. Public.

 

This is the same concept as Freddie Mac and Fannie Mae, that failed.

 

Or maybe this is a way to make Freddie Mac and Fannie Mae the responsibility of the people instead of the government.

 

Clinton and other PLASDs should be drawn and quartered, for the mess created by the Community Reinvestment Act.

[nuckin futz]

Cl1rus,

 

What qualifies you to talk about mortgages and the CRA? You are just parroting nonsense you read here on NHB.

 

All I can tell you all, is that millions of folks cannot qualify for a mortgage today, even with good credit, income, etc.The industry is so over regulated today, and guidelines are too stringent to qualify for. We do need to apply caution, as we do not want to go back to the days of selling and underwriting bad loans again. There are perfectly safe portfolio loans that banks carry on their own, that Fannie-Fred could buy safely.

 

Big bankers and Wall Street like to see folks homes foreclosed upon, so they can make big $$ snapping them up at 40 cents on the dollar and selling them to rich cash buyers like the Chinese. If you are a first time home buyer, the rich cash buyer will get the deal, and you get nothing, is what often happens.

[MassLiberty]

One thing about the safety net. is it does encourage risk taking. you take a risk in opening a business and if you fail you have something to fall back on.

 

Hahahahahahahaha!

 

Yes, I love all those entrepreneurs standing in the welfare line.

 

They way you guys twist reality is ridiculous!

[cli1rus]

Cl1rus,

 

What qualifies you to talk about mortgages and the CRA? You are just parroting nonsense you read here on NHB.

 

All I can tell you all, is that millions of folks cannot qualify for a mortgage today, even with good credit, income, etc.The industry is so over regulated today, and guidelines are too stringent to qualify for. We do need to apply caution, as we do not want to go back to the days of selling and underwriting bad loans again. There are perfectly safe portfolio loans that banks carry on their own, that Fannie-Fred could buy safely.

 

Big bankers and Wall Street like to see folks homes foreclosed upon, so they can make big $$ snapping them up at 40 cents on the dollar and selling them to rich cash buyers like the Chinese. If you are a first time home buyer, the rich cash buyer will get the deal, and you get nothing, is what often happens.

 

nuckin futz what makes you qualifies you to talk about mortgages and the CRA?

All economics works on supply and demand.

 

Democrats try to alter the natural process of supply and demand to fit a social agenda and the Democrats create a mess.

 

Buying something you cannot afford will never work, but Democrats advocate of people buying things based on things like "the American Dream".

[PolitiMom]

Do Safety Nets encourage Risky Behavior?

 

No.

[vincubuswon]

No.

I will disagree