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Vermont Becomes First State To Offer Single Payer Health Coverage


skews13
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http://www.minnpost.com/community-voices/2013/11/health-insurance-problems-keep-arising-vermont-offers-ray-hope

 

 

 

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Vermont has become the first state in the union to pass a single-payer universal health-care law for its residents.

 

I am a cancer survivor.

 

After being diagnosed with breast cancer last year, I chose to undergo medical treatment in the country of Colombia in South America. I received first-class treatment – surgery, chemotherapy and radiation – at a fraction of what it would cost in the United States. Since I have been uninsurable in the U.S. because of pre-existing conditions, I went to another country for treatment rather than paying the shamefully high costs of care in this one.

I have been following the implementation of the Affordable Care Act with great personal interest. I am extremely grateful that I will be able to get health-care coverage next year. While the system is not perfect, millions of people in situations similar to mine will be able to go to a doctor next year. Getting up in the morning and praying for good health and no car crashes is no way to insure your health.

 

All but ignored in the multitude of media coverage about the ACA and its problems, Vermont has become the first state in the union to pass a single-payer universal health care law for its residents. It has a snappy slogan: Everybody in, nobody out.

 

The system will be fully operational by 2017, funded by Medicare, Medicaid, federal money for the ACA given to Vermont, and a slight increase in taxes. Everyone will be able to go to any doctor or hospital in the state free of charge. No plans to figure out, no insurance forms to sweat over, no gotchas.

Estimated to save 25%

Dr. William Hsaio, the Harvard health care economist who helped craft health systems in seven countries, was Vermont’s adviser. He estimates that Vermont will save 25 percent per capita over the current system in administrative costs and other savings. Employers will suddenly be free to give raises to their employees instead of paying for increasingly expensive health benefits.

 

All hospitals and health-care providers in Vermont will be nonprofit. Medicare recipients will no longer need to wade through an inch-thick book to choose supplemental plans and sort out other complex options in their Medicare enrollment.

Since Oct. 1, when the ACA was rolled out, for hours on end I have been trying to find out the information I need to browse plans and sign up for insurance under the Affordable Care Act. This is not yet another rant on how bad the system is. I just wanted to relate my experience. I spent days at the computer, made many phone calls, and had an appointment with an ACA navigator. The system makes it next to impossible to comparison shop for plans.

 

Then I started calling the different insurance providers to ask information about their plans and how they work. I thought of as many "gotchas" as I could and asked each one about different scenarios, from a routine visit for a sore throat to a car crash with injuries, requiring being taken unconscious to the hospital. In the case of some providers, I never found a real live person to talk to.

ACA still relies on private insurance

I am getting a better idea about how this all works. The Affordable Care Act, for all the good it will be doing next year, still functions under the rules the insurance companies have established. I learned all the lingo — deductibles, out-of-pocket, out-of-network, balanced billed charges (these are charges the insurance company denies, and that you are responsible to pay for), and all of the other complicated morass that health coverage has become. In even some of the really good platinum and gold plans, the out-of-pocket amount can be $10,000 for the year! For that kind of money, I can fly to another country, have surgery, be hospitalized for weeks, and include a vacation too.

 

So, the real answer for the U.S. is still a single-payer system. Costs have to be held down — there is no reason why the U.S. has to pay twice the amount per capita as the next most costly system in the world (Norway's), and still not cover millions of its citizens. A Harvard Medical School study states that 45,000 Americans die each year from treatable diseases because they cannot afford to get treatment. That’s 15 times the number that perished in the 9/11 attacks, or one American dying every 20 minutes. It continues to happen every year and is a shameful statistic.

 

So, what’s the weather like in Burlington or Montpelier, Vermont?

 

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Prediction: within ten years, two-thirds of the nation's population will live in single-payer states (or, possibly, cities), and the ones not in single-payer states will be largely southern and rural.

If that is what the people of a particular state wish to have, voicing their "wants" thru the democratic process, so be it. That is how the constitution is set up. Glad you are coming around.

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What are they going to do when the federal medicare/medicaid ACA moneys are reduced? What happens to the "slight increase in taxes" then? Oddly enough it won't roll out till 2017....guess they wanna get past the next election before it fails.

 

Depending on federal dollars for education has worked out so well for the states, what could go wrong? :rolleyes:

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Prediction: within ten years, two-thirds of the nation's population will live in single-payer states (or, possibly, cities), and the ones not in single-payer states will be largely southern and rural.

single payer could actually work in states like vermont. there's not a whole lot of bottom feeding urban welfare meccas in vermont.

it would never work in a state like california. and yes.....a lot of the south would have a hard time with it, too. of course.....there's a reason for

that.

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You have to have a place that does things wrong, to set an example for the rest of the country. :)

This is the future of the healthcare system cletis. Once enough states do the samething, your for profit world of crap is history. But that's not surprising cletis, it's always the ignorant fools that have to be the last ones being dragged into the future. But look at the Brightside. When single payer comes to your state, you won't have to worry about keeping your plan. :lol:

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You have to have a place that does things wrong, to set an example for the rest of the country. :)

 

This is the future of the healthcare system cletis.

 

Oh, sure, right, as goes Vermont, so goes the nation!

 

Imbecile.

 

Once enough states do the samething, your for profit world of crap is history. But that's not surprising cletis, it's always the ignorant fools that have to be the last ones being dragged into the future.

 

 

Ooooh, profit is evil! :huh:

 

Hey moonbat, Marxism is dead. Get over it. There is no "future" for it. That's the dead past.

 

You people are hopelessly clueless. :blink:

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The system will be fully operational by 2017, funded by Medicare, Medicaid, federal money for the ACA given to Vermont, and a slight increase in taxes. Everyone will be able to go to any doctor or hospital in the state free of charge. No plans to figure out, no insurance forms to sweat over, no gotchas.

Estimated to save 25%

 

If the costs are being reduced by 25%, why the increase in spending and taxes to cover it?

why is it that liberals are incapable of basic mathematics?

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skews13, on 19 Nov 2013 - 09:27, said:snapback.png

The system will be fully operational by 2017, funded by Medicare, Medicaid, federal money for the ACA given to Vermont, and a slight increase in taxes. Everyone will be able to go to any doctor or hospital in the state free of charge. No plans to figure out, no insurance forms to sweat over, no gotchas.

Estimated to save 25%

 

If the costs are being reduced by 25%, why the increase in spending and taxes to cover it?

why is it that liberals are incapable of basic mathematics?

 

Awww, Golf, there you go with that logic and critical thinking thing.

 

Not fair to do that with liberals! :D

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single payer could actually work in states like vermont. there's not a whole lot of bottom feeding urban welfare meccas in vermont.

it would never work in a state like california. and yes.....a lot of the south would have a hard time with it, too. of course.....there's a reason for

that.

Yes, there is. It's because they are fucking ignorant beyond all measure.

 

If the costs are being reduced by 25%, why the increase in spending and taxes to cover it?

why is it that liberals are incapable of basic mathematics?

Poor Tweedle Dee (goofy) and Tweedle Dum (cletis), their failed worldview of for profit crony capitalism is evaporating right before their eyes. Why is it conservatives are incapable of accepting reality?

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Yes, there is. It's because they are fucking ignorant beyond all measure.

 

Poor Tweedle Dee (goofy) and Tweedle Dum (cletis), their failed worldview of for profit crony capitalism is evaporating right before their eyes. Why is it conservatives are incapable of accepting reality?

Actually, thanks to Obamacare failures, for profit insurance is looking real good.

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Poor Tweedle Dee (goofy) and Tweedle Dum (cletis), their failed worldview of for profit crony capitalism is evaporating right before their eyes. Why is it conservatives are incapable of accepting reality?

 

What "crony capitalism," moonbat? WTF are you babbling about?

 

What, you think slapping a slogan on something makes it true?

 

Marxism is dead. Get over it. There is no "future" for it. That's the dead past.

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What "crony capitalism," moonbat? WTF are you babbling about?

 

What, you think slapping a slogan on something makes it true?

 

Marxism is dead. Get over it. There is no "future" for it. That's the dead past.

He is only against crony capitalism when it is not the "cronies" that support his agenda.

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Poor Tweedle Dee (goofy) and Tweedle Dum (cletis), their failed worldview of for profit crony capitalism is evaporating right before their eyes. Why is it conservatives are incapable of accepting reality?

So, once again Screws admits he can't answer a simple question...

If costs are reduced 25%, why are taxes and spending going up?

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My wife had some serious health problems - found the very best surgeons - all took Medicare as payment in full. One surgeon told her - if you get a bill your insurance doesn't cover, send it to me directly, and I'll put it in the shredder. All doctors - surgeons are not the greedy bastards liberals like to portray them as. When socialized medicine hit Germany before & during WW2, all the top doctors left. There was no money what so ever, left for medical research. When a doctor stepped into his or her office, it would literally be packed with people who had only minor problems. Hey, it was free; and when something is free, people take advantage of the system, whether they need it or not.

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If that is what the people of a particular state wish to have, voicing their "wants" thru the democratic process, so be it.

 

...apparently this goddamned republicrat fool would be ok with the government taking his stuff and corn-holing him if 51% of the goddamned fool voting public wants it done!?...

 

...well i guess you fu cking republican idiots have to say this...after all, you fu cking idiots voted for mitt romneycare romney!!... ;)

 

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If that is what the people of a particular state wish to have, voicing their "wants" thru the democratic process, so be it.

 

...apparently this goddamned republicrat fool would be ok with the government taking his stuff and corn-holing him if 51% of the goddamned fool voting public wants it done!?...

 

...well i guess you fu cking republican idiots have to say this...after all, you fu cking idiots voted for mitt romneycare romney!!... ;)

WOW. Someone pissed in peepee's wheaties.

 

For the ignorant leftist. The US Constitution is set up so the true democratic process is followed at the state level. I did not say, MORON, that I was happy with the program. But I do not live there so it is not my concern.

 

As far as romney care I once again point to the 10th amendment for the consitutionally challenged and illiterate. That was a state program. I do not live in MA, So I did not vote for it.

 

The left is the home for the retarded, undereducated, and the plain stupid.

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Wow

 

the way the article is written this sounds like the people in Vermont will get free healthcare which is a good thing because incomes in Vermont are very low to begin with.

 

BTW: who pays for the "free healthcare"?

No one knows, that's why the libs won't tell me why they need at increase in taxes and federal money, when costs are being cut by 25%.

 

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