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  1. Yeah, it sounds like credit card fraud or stealing the identity. It happens very often in our days, and everyone can become the victim of such crimes. Usually if hackers want to steal the money and for this they steal your credit card data they call this carding method for cashout. Most of bank have evidently flawed system but you can do some tips for safety by yourself. You can configure the text message security option PIN code and add an authenticator. Don't click on strange links and don't say your passwords or other secure information on the phone.
  2. So cute story. Your dog is amazing. I hopeone day in my own home I will have a dog too.
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